The availability of cash back services at Walmart allows customers to withdraw cash during debit card purchases. When completing a transaction with a debit card, shoppers can request a specific cash amount, which is then added to their purchase total. Upon payment, they receive both their purchased goods and the requested cash from the cashier.
This service provides convenience by allowing individuals to access cash without needing to visit an ATM separately. It can be particularly beneficial in areas where ATM access is limited or incurs fees. Historically, retailers offering cash back have contributed to increased customer loyalty and provided a competitive edge by enhancing the overall shopping experience. Furthermore, it reduces reliance on physical banking infrastructure for basic cash needs.